What would make state insurance commissions most effective?

States regulate the insurance industry to protect consumers. Regulatory structures vary – the state may appoint a commission or elect a single commissioner, for example – but the overall mandate remains the same. We investigate whether the insurance regulatory structure in each state is effective, adequately funded, and independent.

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Iowa Insurance commission rating

I would like to see the IOwa insurance department rating which is talked about in a March 26, 2012 National Underwriter article

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